22-11-2012, 12:14 PM
Comparative Analysis between SBI, ICICI and HDFC Banks
ABSTRACT
The objective of the study is to do comparative analysis of SBI, ICICI and HDFC bank The banking industry like many other financial service industries is facing a rapidly changing market, new technologies, economic uncertainties, fierce competition and more demanding customers and the changing climate has presented an unprecedented set of challenges. On the basis of return on equity it is analyzed that HDFC bank reinvested their earnings much better than SBI and ICICI banks to get the additional profits. So in ROE, HDFC is best. On the basis of earning per share it is analyzed that SBI is the most efficient bank in terms of generating earnings. After it there are ICICI and HDFC banks with a little difference of 0.24 in their average EPS. From dividend per share it is analyzed that all the three banks shows an increasing trend from 2005 to 2008. But the performance of SBI is better than ICICI and HDFC banks as its average DPS is 15.49 with ICICI is 9.5 and HDFC is 6.37