08-05-2013, 03:54 PM
FINANCIAL QUIZ
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1. The multilateral financial institutions actively participating in infrastructure financing in India include
a) International Bank for Reconstruction and Development (IBRD)
b) International Finance Corporation
c) Japanese Bank for International Cooperation
d) Asian Development Bank
e) All of these
2. Which is not a Credit enhanced product for infrastructure financing
a) Takeout financing
b) Standby Line of Credit
c) Bills Discounting
d) Viability Gap funding
e) Guarantee
3. Which innovative credit derivative product is being now utilised in infrastructure financing
a) Credit Swap
b) Securitisation of future receivable
c) Credit insurance
d) Collaterised Bond Obligation
4, Which is the financial institution set up recently to provide funding support to infrastructure sector
a) IIFCL
b) PFC
c) IDFC
d) IL & FS
5. The minimum capital adequacy ratio for Banks as per RBI
a) 8%
b) 9%
c) 10%
d) None of the above
6. The prudential regulation of banks/FIs comprise
a) Asset classification
b) Provisioning
c) Capital adequacy
d) Transparency & Disclosure
e) All of these
7. BASEL based capital norms were prescribed by
a) International Bank for Reconstruction and Development (IBRD)
b) International Monetary Fund (IMF)
c) Bank of International Settlement (BIS), an affiliate of World Bank
d) International Finance Corporation (IFC)
e) None of these
8. BASEL II is an improvement over BASEL I as it covers
a) Credit risk
b) Market risk
c) Operating risk
d) All of these
e) None of these
9. Soft financing window of World Bank specializing in private sector financing is
a) Bank for international settlement
b) Asian Development Bank
c) International Finance Corporation
d) International Bank for Reconstruction & Development
e) None of these
10. The risk weightage assigned to Bank's investment in securitised commercial paper pertaining to an infrastructure facility is
a) 20%
b) 30%
c) 50%
d) 100%
11. The Mezzanine financing structures
a) are subordinated in right of payments to senior debt
b) have only a second charge on the borrower's assets
c) carry higher risk as compared to senior debt but have the potential of earning higher returns
d) are long term in nature and not backed by security
e) All of these
12. IIFCL's support to infrastructure sector is by way of
a) Short Term Credit
b) Long Term Credit with maturities exceeding 10 years
c) Viability Gap financing
d) Non fund based facilities
13. Offsite surveillance measure of RBI include
a) Institution of Asset Liability Management Committee
b) Institution of Credit Risk Management Committee
c) Submission of periodic returns
d) All of these
14. Directive from RBI i.e. “KYC (Know Your Customer) for Banks requires
a) Banks to know the customers before opening accounts
b) Banks to open account after proper introduction
c) Banks to visit customers premises
d) None of these
15. Real Time Gross Settlement (RTGS) introduced by RBI so as to enable
a) Banks to make payments on Gross Settlement basis
b) Banks to credit customers account after realisation of proceeds
c) Banks to credit net amount on realisation
d) None of these
16. Anti-money Laundering Bill aims at
a) Curbing terrorist finance
b) Curbing fraudulent transactions
c) Curbing high value transactions
d) None of these
17. The first Universal Bank in India is
a) IDBI Bank
b) HDFC Bank
c) ICICI Bank
d) UTI Bank
18. Lender of the last resort in India is
a) SBI
b) RBI
c) IDBI
d) Govt. of India
19. Insurer of the last resort in India is
a) LIC
b) GIC
c) IRDA
d) Govt. of India
20. Which is not a feature of infrastructure projects
a) High risk but of strategic importance
b) Long gestation period
c) Front ended cash inflow
d) High capital cost
21. The nodal agency for implementation of Ultra Mega Power Projects (UMPP) is
a) IL & FS
b) Power Finance Corporation
c) IDBI
d) ICICI Bank
22. Infrastructure financing is predominantly secured by
a) Mortgage of sponsor's immovable asset pool
b) Cash Flow from the Project and Project Assets
c) Guarantee from sponsors
d) Hypothecation of sponsor’s movable assets
e) None of these
23. Asset Liability Management (ALM) tools used by Banks and FIs preferably comprise
a) Maturity gap analysis
b) Duration gap analysis
c) Value at risk (VaR)
d) Scenario Analysis
e) All of these