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INTRODUCTION
Automated Teller Machine is a computerized machine that provides the customers of banks the facility of accessing their accounts for dispensing cash and to carry out other financial transactions without the need of actually visiting a bank branch.
Services available through an ATM include:
Make deposits of cash and checks.
Withdraw cash .
Transfer money between accounts.
Obtain account balance.
Two types of connectivity:-
Leased line :- Connect through a four-wire , point-to-point ,telephone line.
Dial up :- Connect through a normal phone line.
PARTS OF ATM MACHINE:-
ATM has 2 input devices & 4 output devices:-
Card Reader
Keypad
Speaker
Display Screen
Receive Printer
Cash Dispenser
SENSING BILLS
Cash dispensing Mechanism has 4 parts:-
Electric eye
Journal
Sensor
Reject bin
How ATM Card Reads
SECURITY FEATURES INSIDE AN ATM ROOM
Surveillance camera.
Doors that automatically lock if there is an attempt to break open the machine.
SAFE USAGE
Don’t scratch or bent your ATM card.
Don’t write down your PIN anywhere.
Make your PIN a series of numbers or alphabets
that you can easily remember.
Cover the ATM keypad when you type your PIN
so that other people cannot see it.
BENEFITS OF ATM
FOR THE BANK:
Increases existing business.
FOR THE CUSTOMER:
Saves time and money.
It Can get cash whenever and wherever
required.
CONCLUSION
ATM is now introduced so many banks in almost all in the Globe. The commercial purpose of ATM is now demanding all among like students, service man, business man and general people. Now it is also preferred for blind man. Users are save from danger like stealing money etc. The popularity of ATM machine is now increased.Thus,ATM is one of the gift from the inventor to humanity.