14-07-2012, 11:09 AM
KYC PHOTO UPLOADING PROCEDURE
KYC PHOTO PPT.pptx (Size: 518.47 KB / Downloads: 20)
Documents or proof to identify clients and ascertain relevant information pertinent to doing financial business with them.
IDENTITY PROOF: Common documents evidencing Proof of Identity
Passport.
PAN Card.
Voter ID Card.
Driving licence.
Ration Card with photo.
UIDAI card ( Aadhar). All the above documents except PAN card could serve as Proof of address also provided they contain the current valid address.
Interim KYC :
Interim / Temporary KYC document such as Labour card, Civil ID card, Credit Card, Employer Company ID card, LIC card, State ID card, Bank Pass Book, etc. may be accepted for customer outstanding below Rs 50,000 only. However, when the outstanding touches or exceeds Rs 50,000 per customer proper regular KYC documents should be insisted upon.
Inoperative accounts:
In case of customers whose accounts have not been operated (or who have not been transacting) for more than 12 months fresh KYC documents will need to be taken before undertaking any new transactions. System based control will be put in place