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Abstract: Automated Teller Machine (ATM) is most commonly used commercial application by people for their money
transactions. Over the last thirty years people are largely using and have been depend on ATM.
In this paper, a system is proposed to improve the performance in ATM machine security enhancement. Security of
customer account is guaranteed by the Personal Identification Number (PIN). But PIN can be shared with others.
The fingerprints of every person are unique and cannot be shared. In this paper ATM system security has been
improved by integrating the fingerprinting and voice recognition of the user. C# programming language and SQL
data base has been used. There is no need to carry cards and memorize passwords. The proposed system can be
beneficial for blind persons, senior citizens and uneducated people.
INTRODUCTION
In the security of the transactions on the ATM has been raising many concerns. The current use of PIN for ATM has
been susceptible to unauthorized access, misplacement and forgetfulness. Earlier period there are so many techniques had
been designed for an enhanced biometric authenticated ATM system that ensures greater security and increased
customer’s confidence in the banking sector. A biometric system is a pattern-recognition system that recognizes a pattern
based on a feature vector derived from a specific behavioral or physiological characteristic that the person possesses
.Duvey et.al proposed bio-metric based ATM transaction system which is based on bio-metric data. In bio-metric
systems physical bio-metrics characteristics in which include fingerprint, hand, palm geometry, retina, iris and face etc.
while popular behavioral characteristics are signature and voice. Bio-metrics technologies are a secure means of
authentication because bio-metrics data are unique, it cannot be shared and copied. it also cannot be lost.
II. RELATED WORKS
An automated teller machine was first introduced in 1960 by City Bank of New York on trial basis. The concept of this
machine was for customer to pay useful bills and get a receipt.[1]. Traditional banking systems are undergoing
advancements very firstly for example the self service banking system has got great extent popularization with 24 hours
high quality service for customer .The banking operation system provides the cash to customer through Automated Teller
Machine at anywhere anytime. Automatic Teller Machine was invented to address the following issues in banking
system: Quick access to fund withdrawal, Long queue in banking hall, banking at any time, Improvement in the quality
of banking services to customers. Safety of bank customer fund in banking has always been a concern since ATM was
introduced.The first ATM that stored PIN on the card was developed in United Kingdom in 1965 while the modem and
networked ATM was invented in Dallas, Texas, in 1968.Traditional automated teller machine systems are undergone
many changes[2].Biometric based ATM transaction system which is based on biometric data i.e iris recognition,
fingerprint recognition, face recognition ,voice recognition etc. In this system biometric data is used along with PIN
number and if biometric data of user is matched with stored biometric data then user will allow to do the transactions. Lot
of work is done by many researchers to resolve these kinds of problems by biometric approaches. In this section, the
work done by earlier researcher.
ADVANTAGES OF PROPOSED SYSTEM
1. Provide 3 Step Strong Authentication
2. Our System replaces card system with physiological characteristics.
3. Hidden cost of ATM Card Management can be avoided.
4. It’s ideal for rural masses
5. Useful for senior system because no need to carry cards and memorize passwords
6. Card Stolen problems and related call centers are not required which will reduce the cost of operation of bank.
7. Due to bio metric system no one is able to access the other systems.
8. User can change the authentication any time in home branch with few simple procedures.
9. It is easy to use.
10. It is used instead of PIN number
Limitation
1. The requirement of bio metric devices in ATM Machines will improve the cost of ATM Machine but it will balance in
operation cost of the ATM Machine.
2. Every time, account holders should come to ATM to collect money
3. Due to three step authentication process timing is very high but it ensures absolute security to users.
VIII. CONCLUSION
ATMs have become more important to the society. There are millions of money transactions that happen in a single day
through ATM. There are many frauds that occur in ATM, mainly due to PIN. So, this proposed system enhances security
on money transactions and has also made ATMs an easier access for the less educated. This method when fully deployed
will not only increase the authentication, but will also help in the implementation of complex ATMs (performs deposits
and money transfer), as this system provides increased security.