04-02-2013, 03:44 PM
Risk management in banks
ABSTRACT
Define that risk management is not to prohibit or prevent risk taking activity, but to ensure that the risks are consciously taken with full knowledge, clear purpose. Under these paper techniques which were used for managing the risk are Loan Review Mechanism, Risk rating model, portfolio management, ALM etc. The effectiveness of risk measurement in banks depends on efficient Management Information System, computerization and net working of the branch activities.