i need a detailed study of rural insurance market of birla sun life insurance
i need detailed stidy of rural insurance market of birla sun life insurance
Protect your agriculture business in the best manner possible by opting for Rural Insurance from Chola MS.
India's heart beats in the rural segment where over 70% of our population lives and toils to enrich our country. We at Chola MS look at rural insurance as more than a mere social responsibility, and have worked to offer protection covers custom-designed to suit the needs of rural India.
Some of our products for the rural segment are hereunder.
Health Insurance - We offer affordable and customized family floater health insurance cover to rural population of the country through various channels like MFIs, NGOs and also organizations involved in Financial Inclusions
We are also actively involved in Rashtriya Swasthya Bima Yojana (RSBY) scheme, Central-State Govt's joint social healthcare scheme for providing Health Insurance for BPL families across the country, wherein more than 32 Lakh families which are below poverty line (BPL) across various states like Gujarat, Maharashtra, Jharkhand, Bihar and West Bengal have been covered and benefited.
Personal Accident Insurance - Personal Accident Insurance covering Death, Permanent and Partial Total Disability along with hospitalization cash benefits to cover the rural populace
Critical illness Insurance - To cater to the treatment cost/financial sustainability in case of listed critical illness is contracted
Tractor / Commercial Vehicle / Motor / Farm Inputs Insurance - A product specifically designed for catering to rural requirement
Micro Insurance - We work with various Micro Finance organizations working in the hinterland collaborating with SHGs (Self Help Groups) who provide insurance advisory services to the rural customers at their doorstep
Combined / Composite Product Insurance - A package policy offering a one stop solution for various protections needs of rural families which includes Health Insurance, Accidental Insurance, Dwelling Insurance etc. is offered under a single policy
Weather / Input Based Crop against Act Of God perils - We are empanelled by the Government of India for WBCIS Scheme for Non Loanee farmers being implemented in various states
Cattle Insurance - An insurance policy to provide insurance to cattle-breeding community of rural India to cover their milch-Cows / Buffaloes, Calves / Heifers, Stud Bulls & Bullocks etc; thus providing their prime livelihood source a financial protection in case of death or disability caused to cattle due to accident or disease.
We work with the following institutions to offer rural insurance products.
Ministry of Labour, Govt of India
Confederation of National Rural NGO's of India
CIL's Manogromor Centers in A.P, Maharashtra, T.N.
EID Parry to provide insurance to growers and workers
Cholamandalam Investment & Finance Company Limited
IndusInd Bank Limited - Vehicle Finance Division
Mahindra Insurance Brokers Limited
Dharmapuri District Central Co-operative Bank
Salem District Central Co-operative Bank
Rural Co-operative Banks
Department of Agriculture, Govt. of Tamil Nadu
Department of Agriculture, Govt. of Karnataka
Department of Health & Family Welfare, Govt. of Gujarat
Department of Labour, Employment & Training, Govt. of Jharkhand
Department of Labour Resources, Govt. of Bihar
Department of Labour , Govt. of Maharashtra
Department of Labour, Govt. of West Bengal
Central Bank of India