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Full Version: A MODEL TO AUTHENTICATE REQUESTS FOR ONLINE BANKING TRANSACTION
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A MODEL TO AUTHENTICATE REQUESTS FOR ONLINE BANKING TRANSACTION

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Abstract:

Now a days most of the clients prefer online banking transaction system. These transaction attack by attackers using some techniques which are credential theft,device control,malware publishing,key locker.The online attacks are reduced by authentication and identification process. The authentication process done by following techniques which are Short Message Service(SMS),Digital certificate,CAPTCHA, Device identification, One Time password(OTP).The System which is develop by using one time password (OTP) technique.It produces the password for each participation of the transaction ,so it prevent the user id and transaction details. The Proposed System prevent the user’s information and transaction details from the attackers hacking by using the techniques One Time Password.The password was not a static one so the attacker may not have the chances to reproduce or reuse the hacking information. To generate Password each participation of the transaction so the id information prevent by attackers. One Time password the life time of the password remains only that particular transaction period.