06-05-2013, 03:09 PM
Interview Questions - Questions on issues in Islamic banking
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Islamic Banking Customers and Products
1) Can we say religious factor is not conclusive enough to drive Muslims to use
Islamic banking facilities?
2) Are Malaysian including Muslims are not aware of the necessity and benefits
of Islamic banking?
3) Mostly educated customers, choose Islamic banks / education do they play the
role in Islamic banks?
4) Is there lack of product or service in Islamic bank compared with conventional
bank? Your opinion on profit sharing in Islamic banking?
5) Does Islamic banks needs heavily involved in marketing?
6) In Malaysia, is there a lack of standardization of Shariah opinion and
interpretations that lead to confusion?
7) Is there a need of standardization on vocabulary and pricing formula’s on
Islamic products?
8) Is there a need of Shariah Audit on Islamic banking rather than shariah
supervision?
Staffs
1) Can we say that there are less qualified staffs in Islamic banks? Why?
2) Do you think the staff knowledge of Shariah or Islam is not a merit to carry
out Islamic banking?
3) Training: Is there enough courses on Islamic banking in your bank internally?
Risk.
1) How risks may need to be viewed differently in Islamic banking? Is Islamic
bank assets are more risky than conventional banking?
2) How does your bank handle the fixed rate exposure?
3) In Islamic banking, do we have enough hedging mechanism to protect the
banks exposure against interest rates?
Questions on Prospects and Challenges in Islamic Banking
1) What do you think about Islamic banks prospects in Malaysia?
2) As your bank is under window/ full fledge/ foreign, How do you compete in
future with each other and also with conventional bank?
3) Your view about Islamic banks products for future, are they being as
competitive with conventional products.
4) Is there any clear advantage for Islamic banking towards conventional
banking?
5) What are the challenges for Islamic banking in future?