09-11-2016, 03:50 PM
1468067057-BAJAJFINANCELIMITED.pptx (Size: 368.13 KB / Downloads: 6)
About Bajaj Finserv
Bajaj Finance Limited is the consumer finance lending arm of Bajaj Finserv Limited. It is the most diversified non-bank in the country and the largest financier of consumer durables in India making it one of the most profitable firms in the category.
T2C
T2C stands for “Time To Cash” It refers to How many days (Time) taken to liquidate cash to the Dealer.
T2C is the complete process of a loan application starting from the login by the FOS till the QDP happens to the dealer and the LAN is generated to the customer.
OBJECTIVES OF T2C
Observation and Findings
I observed so many things during my project which increasing T2C days and got all the reasons behind of it there are so many reason affecting T2C to QDP these factors are mention in next slide.
Factors affecting of T2C
Files pendency
Documentation Error
Unavailability of Resources (stock)
FOS Casualness
Invoice generation with dealer support but without documentation
Lack of time management
Manpower Experience
Invoice not checking regularly
Research Techniques
The research design that I have used for my project combines both Exploratory Research and Causal Research. Exploratory research was conducted by going through the database of examinees who have already taken the examinations, talking to the Dealers who work with Bajaj Finserv, discussions with the project guide who supervises and manage T2C for dealers. This helped me understand the entire process of T2C management.