23-11-2012, 05:07 PM
Comparison of Public and Private sector of NBFC Questionnaire
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1. NAME: ____________________________ [NAME OF THE RESPONDEN
2. GENDER: _____________________ [GENDER OF THE RESPONDENT (M/F )
3. NAME OF THE ORGANIZATION : _______________________
4. SECTOR OF THE ORANIZATION : [ PUBLIC / PRIVATE]
5. CAPITAL ADEQUACY RATIO FOR YOUR COMPANY IS?
a) 7.5 % - 10 %
b) 10% - 12.5 %
c) 12.5 % - 15 %
d) ABOVE 15 %
6. WHAT IS THE PERCENTAGE LINKED TO NETWORTH OF LOAN (Asset) THAT CAN BE GIVEN TO A SINGLE BORROWER?
a) 10%
b) 20 %
c) MORE THAN 20 %
7. WHAT IS THE PERCENTAGE LINKED TO NETWORTH OF LOAN (Asset) THAT CAN BE GIVEN TO GROUP BORROWERS?
a) 30 %
b) 40 %
c) MORE THAN 40 %
8. WHAT KIND OF BORROWINGS IS MOSTLY TAKEN?
a) INSTITUTIONAL LOANS
b) RETAIL LOANS
c) TERM LOANS
d) FOREIGN EXCHANGE LOAN
e) ALL OF THE ABOVE
9. WHAT CREDIT RATING IS GIVEN TO YOUR COMPANY INTERNATIONAL CREDIT RATING AGENCIES MOODY’S, FITCH AND STANDARD & POOR’S ?
a) AAA
b) AA
c) A
d) BBB
e) BB
f) B
10. PLEASE MENTION THE INTREST RATES RANGE BEING CHARGED BY YOUR COMPANY IN CASE OF LENDING.
a) 10 % - 12 %.
b) 12 % - 14 %
c) MORE THAN 14 %
11. PLEASE MENTION THE RATED AVERAGE ANNUALIZED COST OF FUNDS RAISED DURING 2011-12.
a) 8 – 10 %
b) 10% - 12 %
c) 12% AND ABOVE
12. WHAT IS THE MAXIMUM DURATION OF LOAN THAT CAN BE SACNTIONED FROM YOUR COMPANY?
a) 3 -5 YEARS
b) 5 – 10 YEARS
c) 10 -18 YEARS
d) 18 YEARS AND ABOVE
13. AT WHAT MARK UP TO BASE RATE DOES YOUR COMPANY GET FUNDS FROM BANKS?
a) BASE RATE
b) BASE RATE + 0.25 %
c) BASE RATE + 0.50 %
d) MORE THAN BASE RATE + 0. 50
.